Thrifty Mortgages is a mortgage blog on the latest news on UK mortgage and real estate market. They provide careful analysis on the current situation and trend of the real estate and mortgage market. This allows prospect buyers to compare mortgages from different companies or banks before making their real estate investment.

The blog has many interesting tips on remortgage that can help you reduce your mortgage interest rate. It goes through all the routes you can take to get a remortgage and teaches you how to effectively use the internet to compare different mortgages.

It is interesting to note that Thrifty Mortgages has a great article on bad credit remortgage. With bad credit remortgage, you can find some better interest rate and lower your repayment on existing mortgage loans. If you are in a situation of getting a mortgage with a poor credit rating, then you should read the bad credit remortgage article on Thrifty Mortgages.

After posting a debt management review on an US company, we have decided to do another review on an UK Debt Help Management company, TheThriftyScot. TheThriftyScot offers various debt consolidation programmes that can help people to reduce their debt significantly.

According to their website site, their debt management program can help client to create a monthly payment plan that will split the payment beween all debts. In addition, their company will handle all contracts between clients and creditors and they will readjust the payment accordly to the debtor’s circumstances like how much the client can realistically afford. Also, their will not be any late payment fees because all transactions will go through the debt management programme, and they may be able to adjust or stop any interest on your debts. This solution is ideal for those with less than £15,000 of debts.

Those with debts over £15,000 can apply for the Debt IVA. The Debt IVA is a common legal route “in UK” for anyone to repay back their debts on a monthly basis based on how much that the debtor can pay. The IVA will provide protection for the client from being hassled by any debt company and their will not be any extra fees added to the client’s debt. Also, no debt collection agency can take legal action against the client as long as he maintain his repayments. An IVA is not the same as bankruptcy. The client will still be able to get a bank account and run a business.

Credit card is becoming a commodity. Almost everyone has one or more these days. Though, finding the right credit card to have is no easy task. It is in your best interest to find those with no annual fees and give out rewards credit cards.

One of our friend has created a website, Finance 123, to help people find the best credit card offers. He created a table comparing the features of some of the best credit cards available. His comparison table is one of the best tool available to help consumers to select the best credit cards.

It is also valuable for small business to save some extra money and earning rewards by picking the best credit cards. Finance 123 also has a detail list of business credit cards. Most of these business credit cards have low annual fee, and provide a lot of rewards and have a higher cash back rate.

When Craigs list started in 1995 to offer its various services to the public, it was taking on a huge risk. Although its presence is essentially online, its perceived battle against the more established newspapers, with respect to providing classified ads services, was similar to that of David vs. Goliath. Just like the biblical story, the underdog, Craigslist won the competition. Craigslist has successfully taken a large slice of the pie away from the newspaper companies. The stiff rivalry between the two forms of media persists up to the present time.

Not only was Craigslist able to establish its presence in the virtual world with its free services, but it affected the revenues generated by the different newspapers as regards its advertising capabilities. One of the major sources of income for publications is the advertisers who are willing to pay a certain amount just to be allotted some space for their print ads. Craigslist has provided a viable alternative to this practice. The preference for placing an ad in Craiglist rather than a generally circulated newspaper is more practical and sensible - it was a case of free vs. fee.

Advertising in Craigslist performs the same function as if you had put the ad in a newspaper, the former being the better choice since the service is without charge.